Image by Getty Images; Illustration by Bankrate Key takeaways Loan protection insurance could help you pay for some or all of your personal loan in…
Photography by Getty Images; Illustration by Bankrate Debt avoidance is the habit of refusing to consider or engage with borrowing — even when it may be strategic — due to fear, shame, misinformation or a…
If you were hoping for some guidance from the IRS with respect to changing your withholding to reflect the changes under the One Big Beautiful Bill Act (OBBBA), you’re out of luck. The IRS has announced that, as part of its phased implementation of the new tax law, there will…
Name: Melaina Cano Firm: Merrill Wealth Management Location: Irvine, CA Team Assets (Custodied): $329 million Background: Melaina Cano’s passion for investing was sparked early by her paternal grandfather, a first-generation Mexican American engineer who meticulously tracked his investments and taught her the value of financial literacy. Raised in Orange County,…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit and debit card disputes, aiming to make the process smoother for honest customers and tougher for fraudsters. If you’ve ever had to dispute a charge on your credit or debit…
For many taxpayers, the standard deduction makes it unnecessary to itemize. However, this also limits which deductions you can claim, including donations to charity. Recent tax changes have affected claiming and qualifying for charitable deductions if you don’t itemize your return. Knowing the current rules can help you plan your…
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More ArticlesGettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Secured business loans require collateral to back the loan Unsecured business loans typically require a personal guarantee, while secured loans may have lower interest rates and higher borrowing…