Image by GettyImages; Illustration by Bankrate Key takeaways Some business lenders require applicants to have a business checking account. A business checking account is recommended…
Key takeaways SBA loans are competitive and have a long application process, but are affordable with set maximum interest rates Conventional loans are available from banks, credit unions and online lenders You can find SBA…
You can lower your credit card interest without hurting your credit score by negotiating a reduced interest rate with your credit card company, making extra payments, which allows you to reduce your balance sooner and pay less interest overall, or working with a nonprofit credit counseling agency like American Consumer…
FREDERIC J. BROWN/Getty Images Tesla recently made a move that effectively tells “small” investors — specifically, those with a position in the stock that’s worth less than $33 billion or so — to pound sand. Unless an investor (or group of shareholders) has a massive position in the stock, they…
Warren Buffett is one of the greatest investors ever, so it’s no wonder many investors are looking to build their portfolios based on his philosophy. Berkshire Hathaway, the company Buffett has led since 1965, has returned about 20 percent annually over the past six decades, compared to a roughly 10…
Key takeaways The Federal Reserve chose to hold its benchmark rate steady last week, which could spell continued stability for high-yield savings account (HYSA) rates. Savers can choose from a handful of HYSAs currently offering the top rate of 4.30% APY. Although higher APYs exist, the ones on Bankrate’s editorial…
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Credit Sesame explains how a great credit score, though not a formal classification, is widely used to describe scores in the very good to exceptional range and may lead to better rates and stronger offers.…
