Traditionally, all tip income was taxable, and workers had to report any cash tips exceeding $20 per month to their employer. But in 2025, the…
Image by Getty Images; Illustration by Bankrate Key takeaways Loan protection insurance could help you pay for some or all of your personal loan in certain hardship situations, such as an unexpected layoff. A major…
OBSERVATIONS FROM THE FINTECH SNARK TANK In 2022, President Biden signed an executive order directing the government to develop a framework for digital assets and financial technologies. In July, the US Treasury released Strengthening American Leadership in Digital Financial Technology, a policy roadmap for federal agencies with innovation implications for…
If you were hoping for some guidance from the IRS with respect to changing your withholding to reflect the changes under the One Big Beautiful Bill Act (OBBBA), you’re out of luck. The IRS has announced that, as part of its phased implementation of the new tax law, there will…
Name: Melaina Cano Firm: Merrill Wealth Management Location: Irvine, CA Team Assets (Custodied): $329 million Background: Melaina Cano’s passion for investing was sparked early by her paternal grandfather, a first-generation Mexican American engineer who meticulously tracked his investments and taught her the value of financial literacy. Raised in Orange County,…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit and debit card disputes, aiming to make the process smoother for honest customers and tougher for fraudsters. If you’ve ever had to dispute a charge on your credit or debit…
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GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Secured business loans require collateral to back the loan Unsecured business loans typically require a personal guarantee, while secured loans may have lower interest rates and higher borrowing…
