Affordable Summer Party Ideas for Fun and Flair on a Budget When it comes to affordable summer party ideas, the focus is on creative touches…
Key Takeaways Create a realistic monthly budget that accounts for essential expenses. Cut back on non-essential spending and save for emergencies. Pay down high-interest credit card debt first. Monitor your credit and financial habits regularly.…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit and debit card disputes, aiming to make the process smoother for honest customers and tougher for fraudsters. If you’ve ever had to dispute a charge on your credit or debit…
For many taxpayers, the standard deduction makes it unnecessary to itemize. However, this also limits which deductions you can claim, including donations to charity. Recent tax changes have affected claiming and qualifying for charitable deductions if you don’t itemize your return. Knowing the current rules can help you plan your…
Health savings accounts (HSAs), flexible spending accounts (FSAs) and health reimbursement arrangements (HRAs) offer tax benefits. But each has its own rules about who can contribute, how funds are used, who owns the account and whether unused money can carry over to the next year. Some accounts are only offered…
Image by GettyImages; Illustration by Bankrate Key takeaways Before paying a debt in collections, verify that it’s both legitimate and collectible to avoid scams or zombie debt. The Fair Debt Collection Practices Act (FDCPA) helps protect you from harassment and abuse by debt collectors. Negotiating a payment or settlement plan,…
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Key takeaways Secured short-term business loans require collateral, such as business assets or property, while unsecured loans do not Secured loans tend to have lower interest rates and higher loan amounts than unsecured loans, while…
